How much money do you need for a Belgium visa from Thailand?
Belgium asks for at least €45 per day if you stay with family or friends, and €95 per day if you stay in a hotel (on top of the hotel). You prove it with payslips and bank statements showing at least the last 3 months. If your partner or family in Belgium pays, they sign an Annex 3bis instead, with a net income of at least €2,217.47 per month.
Spoyzy in Bangkok checks your financial documents and prepares the complete visa file.
Money is one of the most common reasons for questions in Thai–Belgian couples’ groups: how much, whose money, and how to show it. Here are the official amounts, real examples and what works best in practice.
In short
- Staying with a host: at least €45 per day
- Staying in a hotel: at least €95 per day, plus the hotel itself
- Proof: payslips and bank statements with at least 3 months of movements; a credit card with its statement can also count
- Host pays? They sign an Annex 3bis at their commune (income from €2,217.47 net per month)
- Fixed costs on top: visa fee €90, TLScontact service fee, travel insurance of at least €30,000
- Even when the host pays, include your own income and bank statements
Why couples and families choose Spoyzy
- We speak Thai, English, French and Dutch: we explain the money rules to both partners
- We know what the embassy looks at in Thai bank statements and payslips
- We check the Annex 3bis and the income documents on the Belgian side
- Rated 5.0 ★ on Google
1. The official daily amounts
| Where you stay | Minimum per day | Source |
|---|---|---|
| With family, a partner or friends | €45 | dofi.ibz.be (EU Visa Code Handbook, Annex 18) |
| In a hotel | €95, on top of the hotel costs | dofi.ibz.be; Belgian Embassy Bangkok |
| Host pays everything | Annex 3bis replaces your own amount | dofi.ibz.be |
The embassy can ask for more when the trip justifies it, for example an expensive tour or medical treatment.
2. Examples
| Trip | Calculation | Minimum to show |
|---|---|---|
| 14 days with your partner | 14 × €45 | €630 |
| 30 days with family | 30 × €45 | €1,350 |
| 60 days with your partner | 60 × €45 | €2,700 |
| 10 days in hotels | 10 × €95, plus the hotels | €950 + hotel bookings |
These are minimums for the money test only. Your income and savings also show that you have a life to return to in Thailand, so a regular salary over several months counts more than one large amount.
3. Who should pay: you, your partner, or both?
| Option | What you show | Good to know |
|---|---|---|
| You pay | Your payslips and bank statements (3 months or more), employer letter | Strongest when you have a regular income in Thailand |
| Your partner pays | Annex 3bis + your partner’s ID and income proof, and still your own bank statements | The official way for Belgium; the partner needs €2,217.47 net per month |
| Both | Your own funds + Annex 3bis | Often the best file for couples: money is covered and your ties to Thailand are visible |
A partner’s bank statement or a money transfer alone is not the official guarantee for Belgium. If your partner pays the stay, use the Annex 3bis. Full guide: Annex 3bis for a Thai visitor.
4. What the embassy wants to see in your bank statements
- Recent statements with movements over at least the last 3 months, in your own name
- Your salary or business income arriving regularly
- A balance that matches your trip and your daily life
- Payslips or an employer letter that match the amounts on the statement
In our experience, a large deposit just before applying raises questions. If money came from a sale, a gift or savings, add a short explanation and a document.
5. Fixed costs on top of the daily amount
| Cost | Amount |
|---|---|
| Visa fee, adult | €90, not refunded if refused |
| Visa fee, child 6–12 | €45; free under 6 |
| TLScontact service fee | Charged by TLScontact Bangkok (check the current amount on its website) |
| Travel medical insurance | Cover of at least €30,000, all Schengen countries, all travel dates |
| Flight | A reservation is enough for the file; buy the ticket after the visa |
6. If you have no regular income
Students, homemakers and people between jobs can still apply. Your host can sign an Annex 3bis, and you show other ties to Thailand: studies, children or parents you care for, property, a business, or a partner’s income in Thailand. Explain your situation honestly in a short cover letter.
7. Common mistakes
- Showing only one month of bank statements
- A large cash deposit just before applying, without explanation
- Counting on the partner’s bank statement without an Annex 3bis
- Annex 3bis but no own bank statements at all
- Hotel stay with less than €95 per day on top of the hotel
- Statements in someone else’s name without a link to you
- Insurance under €30,000 or not covering all travel dates
- Buying a non-refundable flight before the visa
8. How Spoyzy helps
- Check of your bank statements, payslips and employer letter
- Check of your partner’s Annex 3bis and income documents
- A cover letter that explains your money and ties clearly
- Translation of Thai documents into English
- The complete file and TLScontact appointment
Read also: Annex 3bis: how to invite someone from Thailand, Belgium visa from Thailand: complete guide and Schengen visa refused in Thailand
Not sure your money is enough?
Tell us on WhatsApp how long you stay, where, and who pays. We will tell you what to show.
About Poy
Poy runs Spoyzy Co., Ltd. in Bangkok, a specialist for Thailand–Europe visas and official documents. Poy has handled 200+ visa cases, many of them Thai partners and family members visiting Belgium, and works in Thai, English, French and Dutch.
Frequently asked questions
How much money do I need per day for Belgium?
At least €45 per day when you stay with family or friends, and €95 per day in a hotel, on top of the hotel costs.
How many months of bank statements do I need?
Statements showing movements over at least the last 3 months, with payslips or another proof of regular income.
Can my Belgian boyfriend or girlfriend pay for my trip?
Yes. The official way is the Annex 3bis, signed at their commune. They need a net income of at least €2,217.47 per month (since 1 September 2026).
If my partner signs an Annex 3bis, do I still need my own bank statements?
Yes. The embassy checklist still asks for your own income and bank details, and they help show that you will return to Thailand.
Is a money transfer from my partner enough?
No. A transfer is not the official guarantee for Belgium. If your partner pays the stay, they should sign the Annex 3bis.
Can I put money in my account just before applying?
You can, but a sudden large deposit without explanation raises questions. Regular income over several months is stronger.
Can I apply without a job?
Yes. A host can sign the Annex 3bis, and you show other ties to Thailand such as studies, family you care for, property or a business.
Does the visa fee count in the money I must show?
No. The €45 or €95 per day is for your stay in Belgium. The visa fee, service fee, insurance and flight come on top.
Is the visa fee refunded if the visa is refused?
No. The visa fee is not refunded.
Can the embassy ask for more money?
Yes, when the purpose justifies it, for example a luxury trip or medical treatment.
Sources (checked 27 October 2026): Immigration Office (dofi.ibz.be), FAQ short stay “Personal sufficient means of support” and “Formal obligation”; Belgian Embassy in Bangkok, checklists “Visa for family or private invitation (Visa C)” (August 2026) and “Visa for tourism (Visa C)”; Belgian Embassy, visa fees.
Last verified: 27 October 2026.
Written by Poy, founder of Spoyzy
Poy has handled 200+ visa cases, 150+ marriages and 800+ document legalisations for Thai–foreign couples and families. Poy speaks Thai, French and English (and a little Dutch), and explains every document to both partners in their own language.
Ask Poy on WhatsAppLast updated: October 2026
